Bank Statement Program
That’s where Bank Statement Programs come in. Designed specifically for self-employed individuals and business owners who may not have traditional income documentation, these mortgages utilize your bank statements to verify income. They are crafted to make homeownership more accessible, offering a flexible alternative to conventional loan qualifying criteria.

"What Is Bank Statement Program?"
A Bank Statement Program loan is a unique mortgage solution designed for self-employed individuals or those with non-traditional income documentation. Unlike conventional or government-backed loans that primarily rely on W2s and tax returns, this program allows borrowers to qualify for a mortgage using their personal or business bank statements as proof of income.
"Latest Bank Statement Program Rates in Denver"
Navigating the Bank Statement Program loan rates in Denver, CO, means understanding that these rates, like all mortgage rates, fluctuate daily based on broader market conditions, economic indicators, and the specific policies of individual lenders, including the unique underwriting considerations of non-traditional income verification.

"Loan Benefits with
The Mortgage Bureau"

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Enjoy no down payment and low rates with flexible loan options.

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Financing available for loan amounts exceeding $1 million

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Custom financing solutions for high-value properties with flexible rate options

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No down payment required with loan financing.

"Who Qualifies for a Bank Statement Program?"
You may qualify for a Bank Statement Program loan if you:
- Are a self-employed individual or business owner.
- Prefer to qualify for a mortgage using your bank deposits rather than traditional tax returns.
- Can demonstrate consistent income through 12 or 24 months of personal or business bank statements.
- Are seeking a flexible income verification solution for your home financing needs.
Why Choose The Mortgage Bureau?
With years of experience helping Denver, CO homebuyers, The Mortgage Bureau has successfully guided hundreds of clients through various loan options, earning a reputation for personalized service and trusted expertise.
We are known for
"FAQs"
At The Mortgage Bureau, we offer a comprehensive range of mortgage services to meet diverse needs. While we specialize in guiding homebuyers through various loan options, we also provide expert assistance with refinancing existing mortgages. Whether you’re a first-time homebuyer, looking to move up, or seeking to optimize your current loan, we’re here to provide personalized solutions.
The Mortgage Bureau is proudly based in Denver, CO. We are dedicated to serving individuals and families across the Mile High City and the surrounding communities in Colorado. Our deep understanding of the local market allows us to provide tailored advice and efficient service to our Denver-area clients.
Getting in touch with us is easy! You can reach our team directly by phone at (303) 929-4700. You can also send us an email at mike@themortgagebureau.com. We encourage you to reach out for a personalized consultation to discuss your specific homeownership or refinancing goals.
What sets The Mortgage Bureau apart is our unwavering commitment to personalized service, integrity, and diligence. Led by owner Michael Killmeyer, we prioritize understanding your unique financial situation and goals. We’re not just about securing a loan; we’re about empowering you with clear communication, honest guidance, and building long-term relationships based on trust. We pride ourselves on being a local Denver partner invested in your homeownership journey.
If you’re thinking about refinancing, The Mortgage Bureau can help you explore all your options. We’ll assess your current mortgage, discuss your financial objectives (like lowering your interest rate, reducing monthly payments, shortening your loan term, or accessing home equity through a cash-out refinance), and guide you through the entire process. Our goal is to help you unlock your home’s potential and secure a new loan that perfectly aligns with your current financial aspirations.
Lock in Top Mortgage Rates Now
Join countless Denver, CO homeowners who trust us for the latest mortgage rates and expert advice—giving you the confidence to make informed financial decisions.
